Barghausen Doubles 401(k) Match, Offers Retirement Benefits in the Top 5% of Industry Plans

There are many factors that play a role in planning for retirement, including how well a company matches employee contributions. In a study completed by Vanguard, in 2021 the average 401(k) match in the United States was 4.5%.

When considering employment opportunities, company 401(k) matches add to the overall compensation package for the position. Company contribution matching is free money that can help advance retirement goals. Not all retirement plans are created equal, making it important to understand how employer contributions add up within a job offer.

For example, say you are considering two job offers from potential employers.

Company 1 offers a salary of $100,000 and a 50% match on employee contributions up to 6% of income. Employees at that salary rate would receive a maximum of $3,000 in company contributions per year.

Company 2 offers a salary of $100,000 and a 200% match on employee contributions up to 4% of income, for a total match of 8%. Employees at that salary rate would receive a maximum of $8,000 in company contributions per year.

With their generous retirement match, Company 2 is the better employment offer.

Company 1

Annual Salary


Company Match

3% ($3,000)

Total Compensation:     


Company 2

Annual Salary


Company Match

8% ($8,000)

Total Compensation:     


Over the past three months, Barghausen has made significant changes to improve employee benefits, work-life-balance, health, and overall employee well-being. As a professional services firm, we are built on the contributions of our people, and it’s important we invest in the future of our employees. One of the many improvements taking place this year is an increased 401(k) matching plan!

Barghausen now matches 200% of contributions up to 4% of an employee's salary, for a maximum match of 8%!

This is a 100% increase from our previous retirement contributions, putting Barghausen’s 401(k) plan in the top 5% of plans in the country for our industry!

The initial 4% contribution from Barghausen is immediately vested, meaning employees will never forfeit any part of this extra compensation. The second 4% match is set up on a standard vesting schedule.

In addition to offering one of the best 401(k) plans, Barghausen offers quarterly one-on-one meetings with a financial advisor from Raymond James at no additional cost.

It is never too late to start planning for retirement. Looking for a better match? We are hiring! Check out our open positions on our careers page or email your resume to

Read about our other benefit announcements here:

Free Gym Memberships

Barghausen’s Improved PTO Program